To access the four commissioned papers which were presented and discussed in plenary at the Santiago Summit, please follow this link: http://www.microcreditsummit.org/papers/papers.htm.

The four papers are:

»	"Ensuring Impact: Reaching the Poorest while Building Financially Self-Sufficient Institutions, and Showing Improvement in the Lives of the Poorest Women and Their Families" by Anton Simanowitz, Programme Manager, ImpAct, Institute of Development Studies at the University of Sussex *
»	"Building Better Lives: Sustainable Integration of Microfinance with Education in Child Survival, Reproductive Health, and HIV/AIDS Prevention for the Poorest Entrepreneurs" by Christopher Dunford, President, Freedom from Hunger *
»	"Policies, Regulations and Systems that Promote Sustainable Financial Services to the Poor and Poorest", Women's World Banking *
»	"The Profile of Microfinance in Latin America in 10 Years: Vision and Characteristics", by María Otero, President and CEO of ACCION International, and Beatríz Marulanda, President of the Board of Directors, Banco Caja Social

*These three, as well as three other papers, have been compiled in a book entitled Pathways Out of Poverty: Innovations in Microfinance for the Poorest Families, published by Kumarian Press in November of 2002. Copies of this book can be ordered online in English by visiting http://www.kpbooks.com/details.asp?title=Pathways+Out+of+Poverty.